Are you interested in upgrading your
home? Being able to finally find the home of your dreams can be very exciting.
However, the process of obtaining it can be a little daunting. With a little
research and preparation, you can help ensure that moving to your dream home is
as painless as possible.

How to Find the Best Luxury

First, you’ll need to work with an expert
realtor who has many years of experience and connections. These types of
realtors tend to know when luxury homes are on sale since these houses may not
be listed to protect the seller’s privacy.

You’ll also want to search online at
multiple sources and not merely at the most popular websites. Additionally, do
not base a luxury home solely on the photos and be sure to visit the house and
location to determine if it is the right purchase for you. Be sure to work with
a local expert realtor who knows plenty about the neighborhoods you’re
interested in.

How to Finance and Obtain a
Mortgage for a Luxury Home

Luxury homes tend to cost at least
$500,000 in total, but this depends on the region you live in across the United
States. Luxury mortgages are somewhat different than mortgages for non-luxury

If you borrow more than $424,100 as a mortgage
loan, you’ll find that these jumbo loans are not backed by government sponsors
such as FannieMae (FNMA) and FreddieMac (FHLMC). This
means there is higher risk for banks that give out this type of loan. This
means interest rates are higher for jumbo mortgage loans. This also leads to
closing being longer with some closings as long as 60 days.

You should be able to borrow a loan of as
much as 75% to 80% of the property value. This means you’ll need to put down a
deposit of anywhere from 20% to 25% of the property value.

Changing Your New Address for
All Relevant Resources and Utilities

When you have bought your new luxury home
and are getting near closing day, you’ll need to make sure to change your new
address for all new utilities and other relevant resources.

This means you’ll need to go on the UPS
website page to update your address so that your mail is sent to the right location.
You’ll need to update your address with your bank and credit card accounts as
well as your car insurance company and vehicle registration.

You’ll need to get a new driver’s license
with your new address. Lastly, all of your utilities such as electric, Internet
or cable, and gas will need to be updated at your new luxury home.

How to Pack for Your Move

There are multiple steps you’ll need to
follow when packing for your move to your new luxury home. First, it is helpful
to declutter your rooms before you move. Any extra items can be donated, sold,
or trashed depending on the quality of each artifact.

Additionally, make an area in your home
that the movers are not to touch when packing the moving truck. You’ll want to
move certain things yourself such as expensive jewelry, financial documents, or

Start with packing the rooms with the
least number of things and move toward more regularly used rooms like bedrooms
and the kitchen. Pack one room before moving on to the next one. When packing
dishes and kitchen appliances, do so carefully. Use extra paper as well as
cloth or towels to wrap up these perishables. These tips will ensure you
successfully pack for your move.

How to Hire the Best
Professionals to Help You Move

When searching for the best professional movers
to help you move into your new home, you can ask your realtor for his or her
advice. You’ll want to check how long the company has been in business, whether
the moving company is licensed and insured, and how positive their reviews are