When traveling, it is important to exercise caution with your credit card.

However, it is important to choose carefully which credit cards are being used.

The thing about credit cards is that they can really help you when you’re traveling—either for work or for pleasure.

Some ways credit cards are safer to use than debit cards.

You can, of course. still Be careful.

In this post, you’re going to learn 4 tips for using credit cards while traveling—from choosing great card options, to protecting your sensitive payment information.

This is what you should know.

1. Research Any Potential Travel Perks

When you buy certain items, many credit cards offer points and cash back.

You could earn cashback when you purchase groceries or points when booking flights.

It is important to be aware of any perks that your travel credit card offers. This will help you make the most out of these kickbacks.

This feature may be a good option if you don’t have a credit card yet and you are interested in a travel card.

Seek out cards with amazing travel benefits and choose the best card.

Hotel Engine shares more details about these issues in this blog post: How to Choose Your Travel Rewards Credit Cards.

2. Utilize The Card’s Mobile Portal

Every credit card company offers an app, or online portal. This allows you to view your card balance and keep an eye out for suspicious activity.

To get the best possible results, log in to your account and review your card history each day you travel. This will ensure that there aren’t any unexpected charges or purchases that you need to be alerted to.

Keep these things in mind.

It can be difficult to sign in or log into the app.

So make sure to ‘grease the gears’ on this process before you actually leave town.

This will allow you to easily check your balances and not have to deal with annoying password-setting activities while you are trying to relax.

3. Securely store your credit cards

It is not something you should be carrying around in an unsafe manner with a credit card.

You won’t want it to fall or be lost.

Keep it with you in your purse, wallet, briefcase or bag for best results.

As an additional safety measure, you might also want to keep it in a billfold, wallet, or sleeves.

It’s possible to be truly everywhere. There is nothing more terribleThere’s nothing worse than realizing you have dropped your credit cards while on vacation.

This issue is a case where prevention can be as effective as cure.

4. Find out about Holds and Blocks

Some merchants actually put a ‘hold’ or a ‘block’ on your credit line when you use your card—and this amount can sometimes add up to more than you’re actually spending.

These can occur at restaurants and hotels as well as gas stations.

Let’s take, for example, the scenario where you use your credit card to purchase a $100 hotel room.

The hotel might place a $100 hold on your credit card in the event that you make any charges to your room, or incur additional expenses while your stay.

The hold on your account will disappear eventually and your balance will return to normal.

If you have a small credit line, this can be quite frustrating.

The hold can sometimes take as long as a week to vanish.

You might ask the merchant to place a stop on your account prior to swiping.

It may save you from an unforeseen charge—or at least make you aware of Just what it saysWhat you are being charged and why.


This will allow you to travel with your credit card in the most enjoyable way possible.

Bonus tip: You should always have at least a small amount of cash with you.

You never know when a vendor or merchant may not be able to take a card—and having a bit of cash in hand for such an occasion can really save you from some frustrating situations.